Herman dreams of watching the rugby on his own big screen TV. He visits his local lender Marcus Money after deciding to take out a loan to purchase a 4K TV and finds getting a loan is not like it was in the past.
Herman is still committed to realising his dreams of high definition glory but when he returns to see Marcus about getting a loan he finds out what the loan will really cost once fees and interest are added.
Herman needs someone to guarantee his loan so he can realise what Aunty refers to as “his ridiculously large television set aspirations”. But when Marcus outlines exactly what being a guarantor means, will Aunty agree to guarantee Herman’s loan?
In a totally unexpected hot pie incident Herman crashes his car into an ice cream van and loses his ability to earn money as a freelance taxi driver. Wondering if he will still have to make his loan repayments he turns to Aunty and Marcus for help and learns all about hardship applications.