Herman dreams of watching the rugby on his own big screen TV. He visits his local lender Marcus Money after deciding to take out a loan to purchase a 4K TV and finds getting a loan is not like it was in the past.

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Herman is still committed to realising his dreams of high definition glory but when he returns to see Marcus about getting a loan he finds out what the loan will really cost once fees and interest are added.

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Herman needs someone to guarantee his loan so he can realise what Aunty refers to as “his ridiculously large television set aspirations”. But when Marcus outlines exactly what being a guarantor means, will Aunty agree to guarantee Herman’s loan?

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In a totally unexpected hot pie incident Herman crashes his car into an ice cream van and loses his ability to earn money as a freelance taxi driver. Wondering if he will still have to make his loan repayments he turns to Aunty and Marcus for help and learns all about hardship applications.

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With his car still out of action, Herman has fallen behind on his car loan repayments. He comes face to face with the consequences when the repossession man turns up at his front door.

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It’s Junior’s birthday and Herman is out shopping for party supplies. While looking for toys for the goodie bags, he discovers why toys for children under 3 must meet safety standards.

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Herman gets an unexpected bill for interest and fees after his furniture was repossessed. He turns to Aunty for help and finds things are not what they should be.

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Herman is getting back on his feet and looking for a reliable family car. After some advice from Aunty on the Consumer Guarantees Act, he gets more than he bargains for when he takes a car for a test drive.

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Herman stands up for his consumer rights after he struggles to get a replacement when his ‘awesome as’ TV blows up.

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Herman heads to the store to buy the kids a game system and has to decide whether to purchase an extended warranty.

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Herman experiences buyer remorse after a persistent door-to-door sales man sells him a vacuum cleaner.

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Herman and Charmaine visit a mobile trader looking for a cellphone and find the deal might not be as good as it seems.

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